A Step by Step Method to Create and Implement a Successful Wealth Plan

Any result you experience began with a vision.  It may have been a "default" vision that you unconsciously held as a result of beliefs you have accepted, but all experience is the result of a vision held in our minds.  

We all know that we've made changes in our lives only to have the results eventually begin to look much like the mess we wanted to fix in the first place.  When that happens you are experiencing your "default" vision or programming.  It will take precedence over any conscious efforts to make change until you take the necessary steps to change that default "vision" of your future.  This guide will help you do that.

This guide is deceptively short.  To complete the steps presented here, you will likely invest several months of your time and you can expect the following results,

• a major improvement in being aware of the correction between your default programming and unconscious mind activity
• a completed wealth plan
• an improvement in the rate of growth of your wealth
• new freedom to grow wealth beginning to replace a habitual struggle against lack.

The only cause of failure to grow wealth is failure to complete the steps that lead you to wealth consciousness.  I strongly urge you to find a partner who will go through these steps with you.   The best and most productive way of all to use this guide is with a small group of 4-6 people who meet for no more than an hour or two weekly.  During those brief weekly meetings discuss your experiences in reaching the goals from the previous week, share your wins, aha's and set goals for the next week. 

It is very helpful to ask your partner or your group members to "see" each other's plan successfully completed and fulfilled.  Ask yourself and each member or your partner to COMMIT to make the meetings a priority and do whatever it takes to be present at each one.

The purpose of this guide is to help you understand and then incorporate the steps that will begin to change the default programming that is creating your current experiences of financial "lack."  Periodically throughout the steps you will see a short line on the left side of the page.  That is there for you to insert the date that you completed that step.  Your commitment to growing wealth for yourself is only as good as your action.  Don't short change yourself by skipping or forgetting steps. 

The difficult steps are the most important ones.  They are the ones linked to your default programming that has produced financial LACK instead of ABUNDANCE.  These steps work!  They worked for me and they have worked for many others.  They are the same or similar to steps taught by pricey wealth coaches throughout the country. 

Getting Started:  This preliminary step may be the most unpleasant but will make the remaining steps easier and more valuable.  If you haven't done this recently (or ever) you need to do it.  It will give you a clear picture of your financial life.  When you pay your bills this month, go through your check book registers and file drawers to make as complete a list as you can of...

• every monthly and periodic expense.  
• all deductions being subtracted from your pay check.  
• annual recurring expenses
• emergency money spent in the past year
• medical or dietary supplement expenses
• debts
• assets

Time's a wastin', so let's get you started.

1. _______Read the book Rich Dad Poor Dad by Robert Kiyosaki, if you haven't already.  We have no link to Mr. Kiyosaki and his work other than admiration and gratitude for helping many people understand wealth and financial statements in a new light.

2. _______Write a comprehensive plan for achieving wealth for yourself.  This is a long step made up of several short steps.  Enter the completion date after you have completed the following shorter steps.

1. _______Write out Why you are committed to achieving a high level of wealth. Make it very compelling - Don’t focus on listing or talking about things you want, but rather focus on describing the freedoms you will have and how you will feel as you experience each of them.  Write it in the present tense as if it is true for you now.  Stay with this step until you have deeply connected and felt yourself immersed in the freedoms you long for.  Use positive statements rather negative ones.   Example of Positive: I will be drive the kind of car I love (name it and describe the joys of why that freedom is so important to you).   Example of Negative: I will not have to drive old cars anymore.  (This kind of statement creates no picture to envision, except the old car you no longer want.) 
2. _______Begin a Written Plan.   Actually this consists of writing two plans with an optional third.  Write a paragraph stating how you would like to achieve your financial goals.  When finished with this step, review your "Why" statement and your written plans for any negative words (such as not, never, no, avoid, won't, can't, etc.)  Restate your objectives in positive statements if necessary.
3. _______First step of written Plan - Write your Secure Plan:  Write out a plan for achieving the level of financial security (defined as having all bills paid and passive income to support living life securely without employment).  This plan will include the sources and amounts of passive income as well as the steps you will take to get your bills paid.  You may need to invest some time into researching the possible ways to accomplish your goals as well as the ways that are a good fit for your personality and characteristics.  Don't let this step drag out.  Set time limits and goals and push yourself to reach them.
4. _______Expand that secure plan into a Comfort Plan:  The second plan is for achieving the level of financial comfort (defined as an asset-generated income of $150,000 - 750,000/yr). Write out the additional investments, businesses, etc. that will build your passive income to a Comfort Level. 
5. _______Further expansion into a Rich Plan (optional):  The optional third plan is for achieving the financial level of "rich" (defined as an asset-generated income of 1 million or more per year.) Expand your comfort plan by adding investment and business acquisition strategies that will build your passive income to the Rich Level. 

3. _______Create future Financial Statements: Set up a financial statement format projecting ten years into the future (a good spreadsheet program makes this easier).  Use the same or similar format presented in the Rich Dad, Poor Dad books.  That one reflects true assests and liabilities.  For the first year show the monthly projected growth in your balance sheet. For the remaining 9 years show only annual projected growth.

1. ________Put in the details of how you will accomplish your goals into those financial statements. You may need to repeat this step several times as you become more and more conscious of the steps needed to achieve each level of your plan.
2. ________Begin to take action on your plans.  This will not be accomplished over night. However, we can tell you that this assignment is life and wealth transforming. If you’re planning to improve the level of wealth (or lack of) that you are currently experiencing, you will do yourself a tremendous disservice if you fail to take these steps. 

We have been through this process. Within as short a time as three months you can increase your wealth far in excess of what you currently imagine. Don't deny yourself this gift of increased wealth.  If you find yourself getting bogged down at this point, you may want to begin counter-acting your old programming in one or more of the following ways

• Join an investment club.
• Write and say affirmations such as "I grow abundant wealth and I am a benefit to myself and everyone I touch along the way."
• Read a biography of someone who successfully made the same financial transition you are making.
• Form a group to work with if you haven't already.

This has been a barebones presentation of how to create a powerful wealth building plan.  For a more comprehensive presentation of making the change from habitually and unconsciously creating lack to habitually and purposefully creating wealth, you will want to read the book, How to Create Gold.  It will take you through the entire process of moving into both the mind set and action set that supports accumulating and maintaining wealth.  Click here to read more about the book, How to Create Gold, Replacing Lack with Wealth.

Joyce Morris